Transparent fees. A clearer picture.
novemasset.
Register now
Personal BankingBusiness BankingWire TransferSEPA TransferACH TransferCurrency ExchangeLoansCredit ScoreATM LocatorSecurity CenterLive ChatTransaction HistoryReceiptsProfile & SettingsFees & ChargesSign in
FOUNDED IN 2016. FOCUSED ON WHAT’S NEXT.

A world of possibility. One clear
perspective.

For the life you live. The business you’re building. And everything that comes next.

For your business
Thoughtful security. Transparent by design.Explore with fictional funds. Always.
Two people working together on a laptop in a bright contemporary lounge
01 / EVERYDAY POSSIBILITYLife moves.
Your perspective evolves.
THE NOVEMASSET PERSPECTIVE
A CONSIDERED FOUNDATION
Layered account security
Transparent transfer tracking
Five account currencies
Discover our approach
5Supported currencies
3Preview transfer networks
2-personApproval on sensitive actions
AuditedEvery ledger movement
A LITTLE MORE PERSPECTIVE

Built around your life.
Ready for your next chapter.

Good finance starts with a clear view.
Find the space that works for you.

01 PERSONAL BANKING

For everything that’s yours.

Everyday accounts, savings goals and considered control over your fictional finances.

Explore personal banking
02 BUSINESS BANKING
YOUR BUSINESS, IN FOCUS
Clarity for every decision.

For what you’re building.

Connect accounts, invoices and team approvals in one organized business workspace.

Explore business banking
03 INTERNATIONAL TRANSFERS
USDEUR
A wider world. A clearer path.

For a world in motion.

Explore Wire, SEPA and ACH simulations with upfront quotes and a traceable payment journey.

Discover transfers
People walking past an illustrative novemasset branch storefrontAn illustrative novemasset branch lobby with staff and customersA novemasset staff member, seen from behind, at a teller desk
A BANK BUILT AROUND PEOPLE

Every account here
belongs to someone.

Sign in as a ready-made novem-finance persona and see how personal and business banking stay connected in one workspace.

AM
“Personal and Forma Studio, side by side. I always know exactly where things stand.”
Alex MorganPersonal owner · Forma Studio owner
JL
“Preparing business payments and running my own account never feel like two different apps.”
Jordan LeePersonal owner · Forma Studio preparer
FS
“Invoices, approvals, and transfers stay connected from quote to completion.”
Forma StudioBusiness workspace
Illustrative novem-finance personas from this simulation, not real customer reviews.
THINK BEYOND BORDERS

One workspace.
A wider world.

Move between currencies with a clear view of the rate, its source, and the amount you’ll receive. Every conversion in this platform uses fictional funds.

Explore currency exchange
Reference rates, not real-time trading quotes. Provider date is shown before you confirm.
A little perspective on currencyREFERENCE RATE
Get the latest available reference rate
—

No real funds are exchanged by this calculator.

CONFIDENCE COMES FROM CLARITY

Trust is in
the details.

Security should be understandable. We put meaningful controls where you can see and use them.

Visit the Security Center

Your access. Your control.

Review your sessions, revoke access, and add two-factor authentication.

A second set of eyes.

Business payments and larger staff adjustments require independent approval.

Every move, on record.

Transfer timelines and audit records keep the history connected.

Know the cost beforehand.

See configured charges and estimates before confirming your instruction.

NO GUESSWORK

Clear fees.
In plain language.

Our configurable fee schedule separates service charges from estimates. Unverified tax and compliance placeholders are never described as mandatory government charges.

View fees & charges
YOUR NEXT CHAPTER STARTS WITH CLARITY

A fresh perspective
on what’s possible.